Your clear PATH to homeownership starts here!
Our P.A.T.H. Program transforms the overwhelming journey of buying your first home into a supported, step-by-step experience with expert guidance every step of the way.
Turning Your Potential Into Your New Address
Our program name captures the heart of what we do: creating a clear, achievable route to homeownership.
Every aspiring homeowner has the potential to achieve their dream. We help you recognize and harness yours.
Through structured savings, education, and coaching, we activate your journey from dreaming to doing.
Each step moves you forward with purpose and clarity, building momentum toward your goal.
The ultimate destination: the keys to your first home and the start of building lasting wealth.
Three Pillars Supporting Your Success
A comprehensive system designed to prepare you financially, educationally, and personally for homeownership.
Financial Preparedness
Accelerate your savings with our Foyer partnership—a "401(k) for homeownership" with high-yield accounts and deposit matching rewards.
- Up to 3.33% APY savings rate
- Deposit matching rewards up to 6%
- Personalized savings calculators
- Tax-advantaged FHSA support
Structured Education
Gain confidence through our comprehensive curriculum covering finances, market dynamics, mortgages, and the entire buying process.
- Financial foundations & budgeting
- NAR settlement & new buyer rules
- Mortgage process demystified
- Search to closing guidance
Personal Coaching
Your dedicated CSG agent-coach provides fiduciary guidance, accountability, and expert support from enrollment to closing day.
- One-on-one accountability partner
- Progress tracking & milestones
- Expert market guidance
- Trusted lender introductions
See Your Numbers
Use our interactive calculator to see how much faster you could reach your down payment goal with Foyer's matching and high-yield savings.
Five Phases From Dreaming to Keys
A structured path that transforms an overwhelming goal into manageable, achievable steps.
Enrollment & Foundation
Meet with your CSG agent-coach to discuss your goals, enroll in the program, and set up your Foyer savings account with a personalized plan tailored to your timeline and budget.
Active Saving & Learning
Build your down payment through automated contributions while progressing through educational modules. Regular check-ins keep you accountable and celebrate your milestones.
Market-Readiness
Reach your savings goal and connect with a CSG-recommended mortgage partner. Secure your formal pre-approval—the green light to begin your serious home search.
Active Home Search
Graduate from pre-buyer to active client. Your agent-coach crafts a tailored search strategy, schedules tours, provides expert property evaluation, and guides you to submit a competitive offer.
Contract to Closing
Navigate inspections, appraisals, and final underwriting with intensive support from your agent-coach. Prepare for closing day and receive the keys to your first home.
Ready to Start Your Path to Homeownership?
Connect with a CSG agent-coach today for a free consultation. No pressure, just a conversation about your goals and how we can help you achieve them.